Complete the simple form and one of our colleagues will call and go over any missing information that is required.
Get approved
Once we've checked all the details are correct we’ll get things moving quickly.
Money sent to your account
When the paperwork is done (we’ll move as fast as you do in providing details) the agreed funds are sent directly to your business account for you to use.
What do you need to qualify?
A Limited Company
We can only lend to limited companies, not sole traders or partnerships.
Give a personal guarantee
You know your business better than anyone, and we trust you to know you can afford the interest payments (we don’t look at the business), so we ask for the Directors to give a Personal Guarantee.
Some form of security
As it’s our hard-earned cash, or as some of my fellow lenders say, their kids’ inheritance, we ask for security – usually property but we’ll consider anything tangible.
We are a Consortium of Business Owners that have sold our businesses.
It was too early to hang up our boots!
So we got together and decided to lend money to SME’s.
Getting working capital for our own businesses was hard when we all set out, the bank and lenders saying they will give you the funding you desperately need, only to be let down at the last minute because the wind changed direction or some other bull****.
We lend even if the business has debt.
All we ask that you have the belief and commitment to succeed.
Apply now
Complete the basic information below and one of our colleagues will get in touch directly to help make this a speedy process
Creditflow is a trading style of Bonington Loans Ltd. 8 Fairways Business Park Deer Park Avenue Livingston West Lothian EH54 8GA. Company Number 11100941. FCA Number 805272